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CBDC - Central Bank Digital Currency

CBDC, Central Bank Digital Currency, not to be confused with CBD’s ( The abbreviation for cannabidiol, one of the many cannabinoids, or chemical compounds, found in marijuana and hemp.) Although, if you are in the crypto space some might think you are high. That’s a conversation for another day.

So, there has been recent news lately about the U.S. creating a digital dollar and rumors of Bitcoin getting regulated as a commodity. Personally, I think if BTC starts running to the sky, governments will basically want to start cashing in on the frenzy, hence the reason to make their own digital currency and then with the goal of controlling and manipulating that currency. There is one major flaw with this theory and how dangerous a digital currency backed by one country can be.

First, The United States has an inflation problem. How did we get here? I am no Economist, I have read the Economist magazine though…seriously I am no expert and this is just my opinion and pure speculation. The Coronavirus QE (Quantitative Easing) programs certainly contributed to the financial mess we are in and plenty of other issues that are way above my head. The pandemic has created a global supply chain crisis which has increased prices for various goods. During the pandemic, The government turned on the money printers. YOU GET A Check! YOU GET a Check! Kinda like Oprah. I am not going to poo poo on these payments, because they certainly helped my family and I am sure if you received one, it helped yours as well. Anyway, as the money printing goes churning out more money the value of the actual dollar is weakened because more dollars are put into circulation. It’s kinda like a dogecoin with an endless supply.

So, what happens when the U.S. creates a Digital Dollar…Lord only knows, but sometimes we have to think of the worst case scenarios. I think the biggest problem and this is a left and right problem, both sides do not know how to solve real world problems, but they will both agree to spend more money on problematic issues and different pet projects. So, what happens then….you are in the same predicament of when you had a regular dollar. Keep on making more digital dollars….no max supply :0

The government will also have more control over what you spend your money on. Anyone familiar with an EBT card or Electronic Benefits Transfer Card? No shame in the game….I personally grew up in a single parent home where my mom had food stamps when times were difficult. So, no judgment here. With these cards the government decides what you can buy. For instance, no beer or wine. No betting at the race track, thinking OTB…nope. No to strip clubs…dang. You see where I am going with this, our government can decide where you can spend your digital dollar. So, that is where the super crypto currencies come into play. If you continue to hold your Mandox, it will continue to rise and if we are not accepted at your favorite retail store or the 24 liquor store, then you can swap it for a currency that is taken. However, once you own the Mandox, you never sell or spend the Mandox! That’s for the faint at heart ;)

The other point I wanted to make is that I made a reference to Bitcoin, why Bitcoin? Because it has a finite supply like Mandox. So, in theory…I know there are a lot of naysayers, but the supply of BTC can not be manipulated and as demand increases then price will go up. Unlike the digital dollar which can continue to increase in supply.

So, long story short! Buy Mandox and Never Sell! HODL! HODL! HODL!


I am not a Financial Advisor and this is not Financial Advice. Please do your own research. I am not a critically acclaimed writer and this is just for fun. Please excuse any typos or grammatical errors. I am partial to Mandox! It is my way.

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